Birmingham Payday Loans

If you need some quick cash in Birmingham, AL, you might be considering a payday loan. However, payday loans can be very expensive and risky, so you should be careful about choosing a lender. Here are some of the top 5 payday loan companies in Birmingham, AL, based on customer reviews and ratings.

1. Check Into Cash Address: 1936 Hwy 31 South, Birmingham, AL 35244 Phone: (205) 989-9515 Check Into Cash is a national chain that offers payday loans up to $500 in Birmingham, AL. You can apply online or in person at one of their locations. You will need a valid ID, proof of income, an active checking account, and a working phone number. The APR for a 14-day loan is 456.25%, and you have to pay a $17.50 fee for every $100 borrowed.

2. Speedy Cash Address: 321 Palisades Blvd, Birmingham, AL 35209 Phone: (205) 941-1150 Speedy Cash is another national chain that offers payday loans up to $500 in Birmingham, AL. You can apply online, over the phone, or at one of their stores. You will need a valid ID, proof of income, an active checking account, and a working phone number. The APR for a 14-day loan is 456.25%, and you have to pay a $17.50 fee for every $100 borrowed.

3. LendUp Address: N/A Phone: N/A LendUp is an online lender that offers payday loans up to $250 in Birmingham, AL. You can apply online with your smartphone or computer. You will need a valid ID, proof of income, an active checking account, and an email address. The APR for a 14-day loan is 391%, and you have to pay a $15 fee for every $100 borrowed.

4. CashNetUSA Address: N/A Phone: N/A CashNetUSA is an online lender that offers payday loans up to $500 in Birmingham, AL. You can apply online with your smartphone or computer. You will need a valid ID, proof of income, an active checking account, and an email address. The APR for a 14-day loan is 456.25%, and you have to pay a $17.50 fee for every $100 borrowed.

There are several alternatives to payday loans in Birmingham, Alabama. Some of these alternatives include:

1. Payday Alternative Loans (PALs): Some federal credit unions offer payday alternative loans, which are designed to provide a lower-cost alternative to payday loans. These loans have a maximum interest rate of 28%, which is much lower than the typical interest rate for a payday loan1.

2. Credit Union Loans: Credit unions often offer personal loans with lower interest rates and more flexible repayment terms than traditional banks. These loans may be a good option if you have less-than-perfect credit1.

3. Bad Credit Loans: Some lenders offer personal loans specifically designed for people with bad credit. While these loans may have higher interest rates than traditional personal loans, they are still usually much cheaper than payday loans2.

It’s important to carefully consider all of your options before taking out a payday loan, as these loans can be very expensive and can lead to a cycle of debt. 

Here are some top resorts in Birmingham, AL:

1. Renaissance Birmingham Ross Bridge Golf Resort & Spa1: This resort is one of the best resorts in Alabama2. It offers a variety of gorgeous suites to make your stay that much more enjoyable2.

2. Hampton Inn & Suites Birmingham-Downtown-Tutwiler3: This resort is located in downtown Birmingham and offers a range of amenities for guests.

Here are some top restaurants in Birmingham, AL:

1. Highlands Bar & Grill1: This restaurant is known for its American cuisine and has received great reviews1.

2. Amore Ristorante Italiano1: This restaurant serves Mediterranean and Italian cuisine and has received high praise from its customers1.

3. El Barrio1: This restaurant serves Mexican and Southwestern cuisine and has received great reviews from its customers1.

4. Chez Fonfon1: This restaurant serves French cuisine and has received great reviews from its customers1.

5. Bottega Restaurant1: This restaurant serves Italian and American cuisine and has received great reviews from its customers1.