Los Angeles Payday Loans

To obtain a payday loan in Los Angeles, California, you can follow these steps:

1. Find a reputable and licensed payday lender that offers loans in Los Angeles, CA. Some options include Speedy Cash and Payday Fast Loans12.

2. Check the lender’s eligibility requirements to make sure you meet the criteria for a loan. These requirements may vary depending on the lender, but generally include being at least 18 years old, having an active bank account, and having proof of income3.

3. Complete an online application form or visit a storefront location to apply for a loan3.

4. Review and accept the loan terms and conditions, including the interest rate, fees, and repayment schedule3.

There are several payday loan providers in Los Angeles, California. 

Some of the top providers include Speedy Cash and Payday Fast Loans12. Speedy Cash is a financial services provider that offers payday loans, check cashing, bill pay, and prepaid debit card services1.

 It is located at 3447 E Caesar E. Chaves Ave in Los Angeles1. Payday Fast Loans provides an online financial service catering to individuals who need a personal loan2. 

Here are some top hotels in Los Angeles, California:

• JW Marriott Los Angeles L.A. LIVE: This hotel has a rating of 9 out of 10 provided by Tripadvisor1. It is a 4-star hotel1. One of the top comments for this hotel is: "The JW Marriott at LA Live is a beautiful hotel in a great location."1

• Loews Hollywood Hotel: This hotel has a rating of 9 out of 10 provided by Tripadvisor2. It is a 4-star hotel2. One of the top comments for this hotel is: "The location is excellent in the safest and most entertaining part of Hollywood Blvd."2

Here are some top-rated restaurants in Los Angeles, California:

• King Taco 10: This restaurant has a rating of 4.4 out of 5 and is located at 2020 W Pico Blvd, Los Angeles, CA, 900061.

• Bottega Louie: This restaurant has a rating of 4.5 out of 5 and is located at 700 S Grand Ave, Los Angeles, CA, 900172.

• Tulsi Indian Eatery: This restaurant is featured in Eater LA’s list of 38 essential restaurants in Los Angeles3. It is located at 19535 Nordhoff St Suite 50, Northridge, CA 913243.

• Colette: This restaurant is also featured in Eater LA’s list of 38 essential restaurants in Los Angeles3. It is located in Pasadena3.

Here is a list of some payday loan companies in Los Angeles, California:

• Speedy Cash: This company offers payday loans, check cashing, bill pay, and prepaid debit card services1. It is located at 3447 E Caesar E. Chaves Ave in Los Angeles1.

• Advance America: This company offers personal loans including payday loans and cash advances at their Los Angeles store or online2. They also offer LoanCenter title loans and Western Union money solutions2.

• Continental Currency Services: This company is one of the best-known payday loan providers in Los Angeles3.

• Ace Cash Express: This company is also one of the best-known payday loan providers in Los Angeles3.

• Check into Cash: This company is also one of the best-known payday loan providers in Los Angeles3.

• Check’n Go: This company is also one of the best-known payday loan providers in Los Angeles3.

Here are some interesting facts about payday loans in California:

• In California, payday lenders can loan up to $300 and charge a maximum of $45 in fees1. Although this fee may not seem too high, the average annual percentage rate for payday loans is 372%1. This is a much higher rate than most other loans or credit cards.

• During the pandemic, California’s payday lenders made fewer than 6.1 million loans in 2020, representing a 40 percent decline in loans from 2019 and a 30 percent decline in customers compared to 20192.

• The total dollar amount of payday loans in 2020 was $1.68 billion, down from almost $3.28 billion in 20112.

• Almost 61.8 percent of licensees reported serving customers who received government assistance2.

• For the year, 49 percent of payday loan customers had average annual incomes of $30,000 or less, and 30 percent had average annual incomes of $20,000 or less2.

• Respondent licensees collected $250.8 million in fees on payday loans in 2020. Of that total, 66 percent – or $164.7 million – came from customers who made seven or more transactions during the year2.