Juneau Payday Loans

Payday loans are legal in Alaska, including Juneau. According to Alaska Stat. §§ 06.50.010 et seq., the minimum repayment term for a payday cash advance is 14 days. The maximum loan amount is $500, and the maximum APR is 520% for a 14-day $100 loan. Borrowers are permitted two rollover/refinancing periods per loan, and there is no limit on the amount of loans you can have at once.

There are several payday loan companies in Juneau, including CashNet USA and Juno Payday Loans, LLC. These companies offer services such as payday loans and check cashing12.

It’s important to be aware of the fees and interest rates associated with payday loans. The average APR for a payday loan in Alaska is 520%, which means that for a 14-day $100 loan, the finance fee would be about $20. The finance fee shouldn’t exceed $5 or 15%.

There are also alternatives to payday loans available in Juneau. Some federal credit unions offer payday alternative loans, which are designed to provide a lower-cost alternative to payday loans. With this option, you can borrow up to $2,000 and the loan term ranges from one to twelve months.

It’s important to carefully consider your options before taking out a payday loan or any other type of short-term loan. Make sure you understand the terms and conditions of the loan, including the fees and interest rates, and have a plan for repaying the loan on time.

Overall, while payday loans can provide quick access to cash in an emergency, they can also be very expensive and can lead to a cycle of debt. It’s important to carefully consider all of your options before taking out a payday loan in Juneau, Alaska.

Yes, there are several alternatives to payday loans in Juneau, Alaska. Some of these alternatives include:

1. Credit Card Cash Advances: If you have a credit card, you may be able to get a cash advance from an ATM or bank branch. This can be a quick way to get cash, but the interest rates and fees can be high.

2. Personal Installment Loans: Personal installment loans are loans that you repay over time with fixed monthly payments. These loans often have lower interest rates than payday loans and can be a good option if you need to borrow more money or need more time to repay.

3. Title Loans: Title loans are loans that use your car as collateral. These loans can provide quick cash, but they can also be risky because you could lose your car if you don’t repay the loan.

4. Loans from Banks or Credit Unions: Banks and credit unions often offer personal loans with lower interest rates and more flexible repayment terms than payday lenders. These loans may be a good option if you have good credit or are a member of a credit union.

Here are some top hotels in Juneau, Alaska:

• Juneau Hotel: This hotel has a rating of 8 out of 10 provided by Tripadvisor1. It is a 3-star hotel1. One of the top comments for this hotel is: "Love the full kitchen and the stackable washer and dryer in all the rooms."1

• Silverbow Inn: This hotel has a rating of 9 out of 10 provided by Tripadvisor2. It is a 3-star hotel2.

• Best Western Country Lane Inn: This hotel is one of the top-rated hotels in Juneau according to a list of 17 best hotels in Juneau3.

• Best Western Grandma’s Feather Bed: This hotel is also one of the top-rated hotels in Juneau according to the same list3.

Here are some top-rated restaurants in Juneau, Alaska:

• Tracy’s King Crab Shack: This restaurant has a rating of 4.5 out of 5 and is located at 432 South Franklin St, Juneau, AK, 998011.

• Sandpiper Cafe: This restaurant has a rating of 4.5 out of 5 and is located at 429 W Willoughby Ave, Juneau, AK, 998012.

• Deckhand Dave’s: This restaurant is ranked as the #1 restaurant in Juneau according to Tripadvisor3. It serves American food and is known for its halibut chowder and fish tacos3.

• Alaskan Crepe Escape: This restaurant is ranked as the #2 restaurant in Juneau according to Tripadvisor3. It serves American and fast food and is known for its smoked salmon crepe3.

Here are some facts about payday loans in Juneau, Alaska:

• There are several payday loan stores in Juneau, including CashNet USA and Juno Payday Loans, LLC12.

• CashNet USA is a payday loan and check cashing service that is dedicated to helping customers bridge the gap between paydays from the privacy and comfort of their own home1.

• Juno Payday Loans, LLC is a payday loan provider located at 5690 Glacier Hwy Ste 1A in Juneau2.

• There are also online options for obtaining payday loans in Juneau, such as ExtLoansUSA and EasyLoansUSA34. These websites offer fast cash advance loans that can be deposited into your designated bank account as soon as the next business day3.