People get payday loans for a variety of reasons. Payday loans are ideal for folks who want cash quickly1. The full application procedure may be finished in a couple of minutes1. Payday lenders will verify your income and the existence of a bank checking account. They check your salary to see if you can afford to repay1. People with poor credit are natural clientele for payday loans2. The borrower can apply for the loan, and not be at all concerned if their credit is either ugly or nonexistent2. People with little or no savings represent another natural market2. Is there anything else you would like to know?